C.V. found this one and passed it along, and a big thank you for doing so, for I suspect we might be looking at the next scam. But more of that in a moment when we get to today's high octane speculation.

The story concerns a shut-down of the US Fed's direct deposit system late last year:

Direct Deposits Across America Hang After Fed's ACH Payment System Suffers Major Disruption

The headlines say it all: there was another glitch ex machina in the Federal Reserve's Automated Clearing House system:

pdate: With reports of direct deposits failing to clear still ongoing, Bloomberg reported that the Federal Reserve was investigating "the second significant disruption in 2019 of a payments service administered by the U.S. central bank."

As we first reported earlier (see below) key transactions - most notably funding via direct deposits - were delayed after ACH - which stands for the Fed's Automated Clearinghouse System - experienced delays, but it is now up and running.

"The FedACH service, which processes transactions for commercial banks, is currently operating normally after experiencing delays in processing yesterday afternoon and early this morning," Jean Tate, a spokesman for the Atlanta Fed which hosts the central bank’s Retail Payments Office processing ACH transactions, said in an e-mailed statement, despite reports that some banks bank clients still had not received their money.

"Some customers experienced delays in receiving confirmations of yesterday’s transactions. Federal Reserve technical staff continue to investigate the root cause of the issue."

ACH is a national system that processes batches of electronic funds transfers such as payroll, social security benefits, tax refunds, corporate payments to vendors and utility payments, according to the Fed’s website. The commercial service handled 58.5 million transactions a day on average in 2018 with an average value of $1,760.

Gee... payrolls, social security checks, tax refunds, and corporate payments... fancy that. But hey, I still think cyber systems are inherently safe, and that we all need to move to a global digital currency and payment systems as soon as possible, because there's absolutely no room in such systems for any sort of fraud.


So, yes, you can color me skeptical here, because this story has all sorts of high octane speculative skullduggery and fraud written all over it. During that period of the outage, just imagine what one could do with that money and all the transactions one could commit, before allowing the transaction to go through. It's that state of limbo called the float which banksters have been using for decades to make money by using transaction money before it clears.

Let's extend that high octane speculation by coupling targeted algorithms into the mix: Let's say, for a moment, that for whatever reason, you've run afoul of the deep state for whatever reason. Say they've been monitoring your taco purchases, and concluded you're contributing far too much to "climate change" because their metrics have calculated that you're far too flatulent as a result of your taco habit. Your carbon footprint and methane emissions are far too big, and you need to be "taught a lesson." So they target your direct deposit mortgage payments for six months, while you continue blithely on, consuming tacos, bean dip, and so on, blissfully unaware that your direct deposit mortgage payments are not reaching your mortgage institution. Meanwhile, they make more money using your payments on the float, until your wife or husband notices, too late, that the mortgage statements are not reflecting your direct deposit payments, even though your bank statements are showing that your account has been deducted for the amounts. But too late! The gorillas arrive, and you and your family are evicted,  your property foreclosed, and left to find housing and sort out the mess.

Of course, all of this could have been avoided with regular checks and good old fashioned mail, but that's another topic for another day. Suffice it to say it's much more difficult to place real humans in real post offices pulling real envelopes from real people, physically opening them, and stealing checks.  It can be done, of course, but it's much more cost intensive and much less effective. Digital crime is much more targetable, and much more efficient.

To put it country simple: I don't put anything past these people; they've squandered any trust they once might have had.

See you on the flip side...


Joseph P. Farrell

Joseph P. Farrell has a doctorate in patristics from the University of Oxford, and pursues research in physics, alternative history and science, and "strange stuff". His book The Giza DeathStar, for which the Giza Community is named, was published in the spring of 2002, and was his first venture into "alternative history and science".


  1. Joe A. on January 12, 2020 at 5:58 pm

    This is one of the many very well orchestrated scams,worthy of Al Capone’s bookkeeper.Where does this windfall end up ? Black budget?Cabal?Off planet???
    Tavistock is relentless in providing us with “SHOCKS” as Bernays and Lewin explain to numb us down.Guess they didn’t count on Doctor Joseph P. Farrell bearing the torch of truth.

  2. Pierre on January 11, 2020 at 5:01 pm

    Stefan Verstappen has the carbon dictatorship and de-farming agenda here. Living just enough for the city gulag, but not for long.
    How it will all go down, agenda 2030. 25min.
    funny how ebay/paypal have made me wait up to 21 days for an international receipt of funds, but MEGACORP flies billions around the world in a nanosecond since 1986.
    no transparency on the exchange rate used, or interest earned or who gets that on my little thing.
    (The rottenchilds et al were opening up the snail mail on the pony express centuries ago)

    • zendogbreath on January 12, 2020 at 11:21 pm

      P, have you tead any of Herman Scheer?

  3. Westcoaster on January 10, 2020 at 10:16 pm

    Here in SoCal we’re having lots of problems with snail mail. Theft of outgoing mail from personal mailboxes mostly, but my nearest blue collection box was vandalized and removed for repairs, so now outgoing mail requires either catching the mailman and handing it to him, or a trip to the main post office.
    Been seeing iffy deliveries too. A couple of months ago one of my credit card payments got “lost”, and just today a check I had sent to Edison for electric on 12/30 was finally posted. Of course I caught it and paid online, which automatically triggered “paperless billing” which I prompt opted out of.
    Just across and down the street from my gym a “Flash mob” of about 30 African Americans descended upon an AM/PM and shoplifted several hundreds in merch.
    In L.A. proper armed robberies of beauty salons are occurring.
    More signs our society is failing.

  4. XAydMary on January 10, 2020 at 11:52 am

    Can’t trust the snail mail either. I had my helath insurance COBRA payment go missing after about half a dozen payments through snail mail Sent them certified mail too. Got a certified receipt for every payment, including the last one that didn’t get applied(somehow). If I hadn’t been checking my bank balance my deadline would have passed and my insurance cancelled. I cancelled that (missing) check and was forced to sign up for the automated billing system that they were pushing really hard and all was well until I found another job. It’s overhead to keep people on COBRA and I’m sure it was just an unfortunate accident … not.

    • Joseph P. Farrell on January 10, 2020 at 2:22 pm

      I can believe that, but it’s much more difficult to do that with snail mail, requires humans, and that’s costly

      • zendogbreath on January 10, 2020 at 10:19 pm

        Bet you are right Doc. I also bet that insurer felt that carefully and expensively executed fraud was well worth that extra effort. Jeez, they even dud that knowing they sighed certified mail.

        • zendogbreath on January 10, 2020 at 10:28 pm

          Did that…….. signed certified mail.

      • zendogbreath on January 10, 2020 at 10:35 pm

        We can expect more of this as healthcare milks more and more out of us all with higher costs, worse health and worse treatment. Insurers can dodge alot of cost but not all while pharma and for profit hospitals and clinics grow their profits. Not so eventually pharma can buy all insurers, providers, retailers, all. They are probably waiting for share values to drop and govt to mandate privately run socialized monopolized medicine. Privatize profits socialize costs.

        • goshawks on January 11, 2020 at 1:41 am

          ZDB, there might be a method to the madness. If the end-goal is socialized medicine (for better or worse), there might be a Problem -> Reaction -> Solution in play: Impose privately-based solutions. Let them explode in cost, through the ‘magic’ of capitalism. The population begs for relief. The existing corporations are somehow ‘grandfathered-in’ to a socialized system. Probably cashed-out at full value. Shareholders walk away with huge piles of money, paid-for by the taxpayers. Somewhat later, the elites complain about rising deficits and start cutting-back the public system at the edges. Rinse and repeat…

          • zendogbreath on January 11, 2020 at 11:40 pm


          • zendogbreath on January 11, 2020 at 11:41 pm

            Now let’s imagine a better version than that.

          • zendogbreath on January 11, 2020 at 11:42 pm

            This is exactly the frame of reference I used when almost forced into taking a polypropylene mesh implant for hernia repair. Almost. I grow more grateful by the hour for a good surgeon doing it the right way in Vegas.

  5. Robert Barricklow on January 10, 2020 at 11:35 am

    I’d venture to say most of us don’t doubt it one iota.
    The only question then is just…

    And that question will have tell-tale prelude signs.
    For example, remember the 9/11 puts?

  6. anakephalaiosis on January 10, 2020 at 6:50 am

    President Frogfish Piano Noosevelt invented the dust bowl fallout. Seven million Americans went missing. Mass graves of skeletons are somewhere hidden:

    President Frogfish Piano Noosevelt also converted the USA en masse, into catholic proselytes, secretly – to increase taxation, for the prospect of salvation.

    President Frogfish Piano Noosevelt’s inauguration speech is a love letter to popery, as he promises to “… dedicate this Nation to… sanctity of his agreements in and with a world of neighbors”.

    The motto of the papal empire is that of an ecclesiastical mafia: Pay taxes, or die, in flames of inquisition!

    Pope bestows kings, who bestow lords.

    • Robert Barricklow on January 10, 2020 at 11:39 am

      …and that’s their good side.

Help the Community Grow

Please understand a donation is a gift and does not confer membership or license to audiobooks. To become a paid member, visit member registration.

Upcoming Events